Private Lenders Offer Asset Based LendingĀ 

Finding a trustworthy and flexible source of working capital can be difficult. Traditional lending channels, such as banks offer a very limited set of programs, most of which force business owners to take on debt and compromise their credit ratings. Private lenders offer asset based lending, which provides an extra source of working capital without any unnecessary debt. CNH Finance believes businesses should be able to thrive and get the financing they need without taking on major liabilities. For these reasons, we offer asset based lending to give business owners a competitive edge. As a private lender, our asset based lending program allows businesses to:

  • Get working capital
  • Boost purchasing power
  • Achieve rapid and organic growth
  • Avoid taking on additional debt
  • Leverage fixed assets for business credit
  • Perform buyouts and mergers

Why Private Lenders Offer Asset Based Lending

Private lenders offer asset based lending, in part because they do not have the same limitations as banks. Private lenders are not bound by lending caps, so they can offer more than banks and other credit providers. Additionally, private lenders are not restricted to debt-based financing structures. When private lenders offer asset based lending, they do not put businesses in debt.

Private Lenders Offer Asset Based Lending To Help Businesses Succeed

Private lenders offer asset based lending as a means for business owners to get access to working capital without get caught in the red tape of traditional loan programs. Asset based lending is is a business line of credit based around items owned by companies. Specifically, private lenders offer asset based lending after an evaluation of fixed assets such as:

  • Equipment
  • Vehicles
  • Inventory
  • Receivables
  • Real estate and facilities
  • Other specialized assets

By unlocking the monetary value of the items above, private lenders offer asset based lending as a source of working capital without having to rely on traditional loans. Businesses can access asset based lending as it is needed, and then repay the amount used. Asset based lending is a revolving line of credit, which can be accessed and replenished indefinitely. This sets asset based lending apart from traditional bank loans, which only offer a limited amount of financing in exchange for debt.

Private Lenders Offer Asset Based Lending For Business Growth

For growth-focused businesses, asset based lending fro private lenders offers a fast road to expansion. As your business improves with increased sales, new equipment, larger facilities and more, CNH Finance will also increase the amount of asset based lending available. Asset based lending from private lenders, such as CNH Finance, promotes business growth by not only providing an ever-expanding source of working capital, but also by keeping balance sheets free of debt and preserving credit ratings. Private lenders offer asset based lending because businesses, unfettered by debt, help to build a stronger economy than debt-based lending programs.

Finding The Best Private Lender For Asset Based Lending

CNH Finance is a national leader that specializes in asset based lending. As a private lending company, can perform an in-depth analysis of your assets to create the best lines of credit possible. Contact our offices today to learn more.

 

We offer several loan programs with flexibility to meet your needs, large or small.