Asset-Based Lending

CNH Finance Specializes In Asset-Based Lending

At CNH Finance, we believe in giving businesses as many opportunities as possible for growth and success. One of the biggest advantages a business can have is access to working capital when it is needed, without having to take on the burden of debt. For these reasons, CNH Finance offers asset-based lending to businesses across all industries, nationwide.

What is Asset-Based Lending?

Asset-based lending is a revolving line of credit structured around property owned by your business. Asset-based lending allows business owners to sidestep the prohibitively high requirements of traditional lending channels, as well as debt and impacted credit ratings. At CNH Finance we look at business assets that other lenders overlook, to give you the most purchasing power possible. When evaluating assets your business owns, we look at things including:

  • Accounts Receivable
  • Inventory
  • Equipment & Tools
  • Supplies
  • Vehicles
  • Real Estate

Asset-based lending is a debt free line of credit designed to promote growth for businesses of all sizes. Whether you are launching a niche start up, or looking to expand your manufacturing operation, asset-based lending is a much more flexible alternative to traditional loans.

Asset-Based Lending is a Versatile Financing Solution

Asset-based lending from CNH Finance gives business owners the liquidity and access to working capital resources which cannot be found through traditional lending channels. Our asset-based lending program can be used to a wide range of needs, such as:

  • General working capital
  • Growth financing
  • Leveraged buyouts
  • Seasonal businesses
  • Turnaround financing
  • Employee Stock Ownership Plan (ESOP) capital
  • Special situations

Better than Traditional Loans

Traditional loans place debt on the balance sheets and compromise business credit ratings. Additionally, loans lock businesses into payment schedules which must be met, even during light sales periods. Asset based lending does not prohibit business growth with such restrictions. Asset based lines of credit are treated much like any other revolving line of credit. Businesses use the capital they need, and then replenish the line by repaying the amount.

Using Asset-Based Lending for Business Growth

CNH Finance is committed to providing middle-market asset based lending solutions to promote growth among independent business owners. As your business generates more sales, acquires new equipment, or moves into larger facilities, so will your asset-based line of credit. We will reconfigure your asset-based line of credit to reflect your success with higher spending limits. This will, in turn, promote even further growth for your company.

Asset-Based Lending for All Industries

CNH Finance provides asset-based lending solutions to promote business growth across a vast array of industries, such as:

  • Nursing Homes
  • Hospitals
  • Ambulatory Surgery Centers
  • Pharmacies
  • Medical Service Organizations
  • Retail Businesses
  • Distributors
  • Energy Companies
  • Manufacturers
  • Transportation & Logistics
  • Chemicals
  • Textiles
  • Wholesalers
  • Oil & Gas
  • Fishing
  • Lumber
  • Agricultural
  • Many more

Get the Best Asset-Based Lending for Your Business

If you would like to position your business for growth and take advantage of the many benefits of asset-based lending, contact the offices at CNH Finance, today. While we serve businesses of all sizes around the USA, we have loan offices in Greenwich, CT, Portland, OR, Bethesda, MD, and Newport Beach, CA.

Get In Touch With CNH Finance Today

Inquire about business or just say “Hi.” We’ll get back to you as soon as possible.

We offer several loan programs with the flexibility to meet your needs, large or small.

We offer several loan programs with flexibility to meet your needs, large or small.

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